Author: Trevor Gerszt

Eight months after the stock market turbulence that rocked markets in February, the markets are at it again. Near-record drops, severe slides, and big bouncing recoveries are back again. But while many mainstream financial analysts continue to urge investors to buy the dip, arguing that stock markets are still a great investment, those who remember […]

The dream of every American is to retire comfortably and securely. After decades of working in an office, at a factory, or in a school or hospital, people want to be able to relax and enjoy their golden years in retirement, seeing the sights and having the experiences that they didn’t have time for while […]

While most investors know that past performance is no predictor of future performance, they nonetheless look at past performance as a potential indicator of the future. Particularly when you’re looking at mutual funds or index funds, judging fund managers on their ability to pick the right assets for a fund can be a very important […]

Read any financial news site today and it will be full of accounts of people who worked hard to retire early. Whereas most Americans hope to retire around 65 and think of retiring at 50 as retiring early, some of these accounts feature people who have retired as early as 35. It’s pretty impressive to […]

Although the Social Security system was originally intended only to provide a backstop to retirees who may not have had enough money saved up for retirement, the initial benefits received by Social Security recipients lured many people into a false sense of security, leading them to believe that they could survive in retirement solely on […]

With stock markets near all-time highs and economic data such as GDP and the unemployment rate looking rosy, many investors have been lulled into a false sense of security, believing that the economy is going strong and that they’ll continue to make gains well into the future. But that feeling is dangerous, as there are […]

Retirement planning is one of those things that is necessary for everyone to do, but that everyone hates actually having to do. The myriad options available in terms of investment assets, the multiple firms competing for your business, and the knowledge that making a mistake could costs you thousands of dollars of your hard-earned money […]

One of the difficult parts of planning for retirement is figuring out just how much money you’ll need to live on. With no wage income coming in after you retire, your income stream will depend on what you’ve been able to save and invest over the course of your lifetime, plus any additional income from […]

The millennial generation, those born between about 1981 and 1996, has been the subject of a lot of press. Millennials differ significantly from their parents in their consumption patterns, particularly when it comes to homeownership. If you’ve been keeping tabs on the housing market in the past few years, you probably are aware that housing […]

Most Americans are serious about saving for their retirement. The dream of finally being free from being tied to a job, being able to travel and do what you want, has always appealed to many people. And that’s why retirement planning has become such a large and lucrative industry. But many people unwittingly make mistakes […]