Author: Trevor Gerszt

There are undoubtedly millions of investors out there who still are heavily invested in stock markets. They enjoyed the gains they’ve seen over the past several years, with both the Dow Jones and the S&P 500 reaching all-time highs on a consistent basis. As a result, the number of 401(k) millionaires in this country has […]

Last week saw stock markets having perhaps their worst week since the financial crisis. All major stock markets entered correction territory in record time, with the Dow Jones, S&P 500, and Nasdaq all losing over 10% of their value in a little over a week. The Dow Jones suffered its largest single-day points drop ever, […]

It’s no secret that the retirement outlook for most Americans is dire. While figures for the average amount of retirement savings get bandied about here and there in the media, the median amount of retirement savings in the US is zero. That’s right, more than half of Americans have no retirement savings whatsoever. Whether they’re […]

It can be tempting to look at your 401(k), IRA, TSP, or other retirement account and think that you’ve got it made. Maybe you have $100,000 in your account, or $250,000, or maybe you’re one of those lucky ones with over $1 million. But rather than thinking of the lump sum in your account, have […]

Reading about saving for retirement makes everything seem so simple. You just save a portion of your paycheck, invest the money in productive assets, and watch your retirement assets grow. Piece of cake, right? But most of us realize that it’s not so simple. That’s why it can be so infuriating to read stories about […]

In a world that is growing increasingly digital, the importance of keeping online accounts secure is more important than ever. But while much of the focus on online security focuses on accounts with email providers, online merchants, etc., less focus is placed on security at even more important accounts: savings and investment accounts. Like bank […]

Conventional investing wisdom for the past several decades has posited that stocks are the best asset to invest in if you want to make the most investment gains; bonds are the best asset to diversify your portfolio, while still allowing for gains; and gold is the best asset for protecting wealth while avoiding losses and […]

Millions of American retirees receive Social Security payments each month. And while Social Security wasn’t intended to be the sole source of retirement income for retired Americans, many people rely on Social Security for some or even all of their income in retirement. That may be due to poor performance of their investments, losing their […]

Investors always have a lot on their minds, particularly when it comes to saving for retirement. They’re always trying to figure out which way markets will move, when they’ll move, and what assets they should invest in to maximize their retirement savings. The more uncertainty faces them, the more difficult their investment decision making becomes. […]

The coming of the new year has traditionally been a time for people to make resolutions about how they’ll improve their way of living in the year ahead. It’s become famous in some circles to joke about those resolutions, and how few people stick to them. That’s particularly true when it comes to exercise and […]